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Keystart Home Loans

First Home Owners 

Getting into your own home is easier than ever if you’re a West Aussie, thanks to an ultra-handy home loan option called Keystart.

Our dedicated team of new home consultants are all specialists in first home buyer finance and together with our in-house team of finance brokers, V Homeloans, we make getting into your own home a breeze! From helping you apply for a home loan, to taking care of your first home buyers grant application (if you qualify) and looking after all the tricky stuff along the way, we work closely with our finance teams to make the process easy for you so you can focus on the fun stuff (like planning your housewarming party!).

What is Keystart? 

Keystart is a Western Australian Government initiative that provides low deposit home loans with no Lenders Mortgage Insurance (LMI) to West Aussies, to help them get into their own home sooner. 

At Aussie Living Homes we partner with our very own in-house finance team who can help you apply for a Keystart loan – if it’s the right option for you.

Benefits of a Keystart Loan

Keystart home loans have helped thousands of Australian’s just like you get into their own home. 

With a Keystart home loan:

  • You can apply for a loan with a deposit as low as 2%.
  • No genuine savings are required – if you’re a first home buyer you can use the $10K grant to meet deposit requirements.
  • You can save thousands by not paying LMI (Lender’s Mortgage Insurance).
  • It’s available to first and non-first home buyers – it doesn’t have to be your first home.

Do you qualify?

Keystart is definitely a sweet deal, but it’s not right for everyone, it’s worth noting that there’s a cap on how much you can earn to qualify. 

We have some awesome news to report however – the income limits to be eligible for a Keystart loan have recently been increased, making it even easier to get into your own home! If you’ve applied for low deposit finance in the past but didn’t previously meet the eligibility requirements, you could now. 

The current income limits are:

  • Singles: $105,000 (previously $90,000)
  • Couples: $130,000 (previously $115,000)
  • Families: $155,000 (previously $135,000)

This offer from Keystart has been extended until June 2020 – talk to our finance team today.

Aussie Living Homes Keystart home loans

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