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Keystart Home Loans

Wanting to get into your first home, but struggling to save for a deposit? Well, a Keystart home loan could be the perfect solution for you!

Keystart is a Western Australian Government initiative to assist first and non-first home buyers into affordable housing, by providing low deposit home loans.

At Aussie Living Homes, we have access to our very own in-house finance team, V Homeloans who specialise in helping our customers escape the rent trap and get into a home of their own and are here to help you investigate and apply for Government-assisted finance solutions for your first home.

V Homeloans* will guide you through qualification for any products and initiatives and get your new home project up and running faster, saving you time and money.

If you don’t know what’s involved with Keystart home loans and want to find out more information, or just want to see if you qualify, our team of experts are on hand to answer any of your questions and help guide you through the journey. Get in touch with our team on (08) 9241 4999 or submit your details in the form.


Keystart Income Limits have increased!

As of 1st May 2019, Keystart have announced changes to their income limits, making it easier for first home buyers to get into the property market!

The existing income limits have been increased by $15,000 for singles and couples and $20,000 for families:
Singles: $105,000 (previously $90,000)
Couples: $130,000 (previously $115,000)
Families: $155,000 (previously $135,000)

This means, that if you have previously tried to get a low deposit finance loan in the past but were not eligible, you could be now!

This keystart income increase is only for a limited time and available on applications from 1st May to 31st December 2019. Better hurry, this awesome initiative won’t last forever!


What deposit is required?

The great thing about Keystart loans is that no genuine savings is required and only requires a 2 per cent deposit. If you’re a first home buyer, you can even use your First Home Buyers grant as your deposit! Plus, Keystart loans don’t require mortgage insurance, saving you thousands of dollars (how great is that?!).


Is this loan for you?

If you’re struggling to save for a deposit, then a Keystart home loan may be for you!

We recommend you speak to our friendly in-house finance experts at V Homeloans. They are experts in what they do and with their extensive experience in helping our customers get into a home of their own, they can tailor a finance solution to suit your needs and requirements. Plus, they have helped many of our customers get into their own home with Keystart home loans.


Want to know more?

Click to download our Keystart Frequently Asked Questions.

See if you Qualify

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Take the first step on the way to realising your first home dream by contacting us today.

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