Struggling to save a house deposit as a first home buyer? We get it. Let’s face it, the cost of living in WA is right up there and it can make saving for your first home seem like hard work (but we promise it’s easier than you think!).
Banks and lenders usually require a minimum 5% genuine savings as a deposit for a home loan, which can translate to A LOT of $$. You’ll also need to show evidence of your savings over a period of time (usually three months) to get a loan.
We have good news!
If you aren’t able to show genuine savings or don’t have the full 5% deposit, we have alternative solutions, like low deposit home loans.
With the assistance of our in-house finance team we can help you get into your own home with no deposit or genuine savings.
How is this possible???
Some lenders will still approve your home loan by allowing the following:
- First home buyers can use the First Home Owners Grant (FHOG) as a deposit
- If you’re renting either privately or through an agency you don’t need genuine savings as a deposit
- Your parents can help with a guarantor loan
- Using a recent lotto windfall (is it okay if we’re a little jealous?? Okay, a lot jealous!) or inheritance as a deposit

Special deals
Check out these great deals we have on offer, hurry - they won’t be around forever!