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Low Deposit Home Loans

Struggling to save a house deposit as a first home buyer? We get it. Let’s face it, the cost of living in WA is right up there and it can make saving for your first home seem like hard work (but we promise it’s easier than you think!).

Banks and lenders usually require a minimum 5% genuine savings as a deposit for a home loan, which can translate to A LOT of $$. You’ll also need to show evidence of your savings over a period of time (usually three months) to get a loan.

We have good news!

If you aren’t able to show genuine savings or don’t have the full 5% deposit, don’t stress! We have alternative solutions to help you out. As a trusted home builder in Perth, Aussie Living Homes can get you into your dream home with low deposit home loan options and affordable house and land packages.

With the assistance of our expert in-house finance team, we’ll guide you through the full home ownership process, from devising a budget that suits you to securing your perfect house and land package and low deposit home loan. With Aussie Living Homes in your corner, you’ll be on your way to home ownership in no time.

How is this possible???

Some lenders will still approve your home loan by allowing the following:

  • First home buyers can use the First Home Owners Grant (FHOG) as a deposit
  • If you’re renting either privately or through an agency you don’t need genuine savings as a deposit
  • Your parents can help with a guarantor loan
  • Using a recent lotto windfall (is it okay if we’re a little jealous?? Okay, a lot jealous!) or inheritance as a deposit
  • Get in touch today!

    A low deposit house and land package is in reach!
    Take the first step on the way to realising your first home dream by contacting us today.

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*Finance provided by Harrisdale Pty Ltd trading as The Loan Company ABN 59 088 462 140 (Australian Credit Licence Number 386355). Lender credit criteria, terms and conditions, fees and charges apply. Your full financial situation would need to be reviewed prior to acceptance of any offer or product. BCN 10805.

© Copyright Aussie Living Homes 2022. Building Contractor 10805. Images for illustrative purposes only.