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Home Finance

Financing your first home is no problemo with Aussie Living Homes.

Our dedicated team of new home consultants are all specialists in first home buyer finance and together with our in-house team of finance brokers, The Loan Company, we make getting into your own home a breeze!

From helping you qualify for a home loan, to taking care of your first home buyers grant application (if you qualify) and looking after all the tricky stuff along the way, we work closely with our finance teams to make the process easy for you so you can focus on the fun stuff (like planning your housewarming party!).

We’ll explain everything every step of the way and find the best finance solution for you. We have access to great options including Keystart, Low or No Deposit loans, Guarantor and Construction home loans.

And if you don’t qualify for a home loan just yet, we can still help you with a tailored savings plan so you can get into that new home of yours in no time!

How we help

Owning a home – too easy!

Up to


of our customers use Keystart

6 in 10

of our customers use First Home Buyers Grant


financed a home on a single income

No savings?
Zero deposit?
Credit card expenses?
Got a personal loan?

Guess what? We can still help!

Most of our first home buyers have some debt or little or no savings and still get into a home of their own.

How you can get started

Take your first steps to owning a home.



Struggling to save for a deposit? A Keystart loan could be for you.

Learn more

First Home Owners Grant

See if you can get the $10,000 FHOG

Learn more

Popular questions first home buyers ask us!

How much deposit do I need?

The amount of deposit you need will depend on which bank option suits you best. Although some customers are able to get started with as little as the $2000, other customers prefer to look towards a 5%, 10% or even 20% deposit option to lower their minimum weekly repayments. It all comes down to your personal circumstances. Our in-house team at The Loan Co will present all lending options in an easy to understand format and help you every step of the way.

What if I have debt?

Debt isn’t always an issue when it comes to qualifying for a loan – your personal circumstances such as income, savings and credit history all play a part. At Aussie Living Homes, we’ve helped many first home buyers into their own home, even if they have existing debts.

I have been told no in the past, can you help me?

Loan qualifying criteria is constantly changing and new products and options are continually entering the market too. Our inhouse team at The Loan Co are more than happy to review your situation and see if you now qualify for a home loan. Personal circumstances constantly change too – a new job, parent gift or tax refund may make all the difference, so get in touch and we’ll be happy to help.

How we help you get started

How do we make it possible? We work with you and listen to you and your needs to craft the perfect solution to work with your lifestyle. It’s as simple as that!

Understand your lifestyle

We take the time to listen to you, understand how you live and what matters most to you. We then craft a solution that suits your lifestyle.

Learn about your income and expenses

Understanding your money situation helps us work out your budget and borrowing capacity.

Make your dream home come true

We work with you to get you a home design suiting your lifestyle perfectly, in a location you love.

*Finance provided by Harrisdale Pty Ltd trading as The Loan Company ABN 59 088 462 140 (Australian Credit Licence Number 386355). Lender credit criteria, terms and conditions, fees and charges apply. Your full financial situation would need to be reviewed prior to acceptance of any offer or product. BCN 10805.

© Copyright Aussie Living Homes 2021. Building Contractor 10805. Images for illustrative purposes only.

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