First Home Buyers
Thinking about building your first home?
A big congrats if you’re looking at getting into your first home!
It’s actually easier than you might expect, even if you have no savings or a deposit (or even some debt or a personal loan) owning your own home is still totally possible.
If you’re ready to ditch renting, but you’re not quite sure where to start, we promise you’re in good company!
Buying a home for the first time is a big milestone and we know there’s a whole lot of information out there, that’s why it’s important to buddy up with a builder who listens to what’s important to you and provides solutions that work for your budget and lifestyle (y’know, a builder just like us!).
At Aussie Living Homes, we’ll work with you to guide you through the building journey as a first home buyer and answer any questions you have along the way.
With us, it’s easier and more affordable to get into your own place. Your mortgage could even be less than what you are currently paying in rent!
We have also put together a first home buyers guide which is jam packed with handy information to help you get started. Download our guide today to get all of the up to date information you need!
Guess what? We can still help!
Most of our first home buyers have some debt or little or no savings and still get into a home of their own.
Convert your rent
How much rent do you pay per week?
Find out how much you’re paying your landlord – you could be putting this towards your own home!
Our three step ‘no worries’
approach to your first home
Find your block of land
Popular questions first home buyers ask us!
How much deposit do I need?
The amount of deposit you need will depend on which bank option suits you best. Although some customers are able to get started with as little as the $2000, other customers prefer to look towards a 5%, 10% or even 20% deposit option to lower their minimum weekly repayments. It all comes down to your personal circumstances. Our in-house team at The Loan Co will present all lending options in an easy to understand format and help you every step of the way.
What if I have debt?
Debt isn’t always an issue when it comes to qualifying for a loan – your personal circumstances such as income, savings and credit history all play a part. At Aussie Living Homes, we’ve helped many first home buyers into their own home, even if they have existing debts.
I think I may have bad credit, can I still get a home loan?
A lot of our customers ask us this before they get started, so you are not alone. If you believe that you have bad credit or a bad credit rating, we are more than happy to find out about your current situation and speak to the team at The Loan Co. Our inhouse finance brokers will run a credit history report and from there we can determine your options. At Aussie, we are happy to work with you to make homeownership possible.