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How To Save Money – 5 Ways You May Be Wasting It

Published: November 30th, 2015

It’s safe to say that everyone would prefer money in their pocket (or bank account) than someone else’s. Here are some great ways you can save money.

1. Spoiled food

If you’ve paid for produce, ensure it doesn’t go to waste. The freezer is your best friend in this instance. Meat, vegetables and bread can be placed in the freezer to buy some extra time. Make sure you’re getting the most out of what you’ve paid for, and this also ensures you don’t have to make a trip back to the shops any earlier.

2. Shipping

Buying online seems like a great idea until you add the shipping costs. Once you’ve spent time finding the perfect item, most of us will continue with the process regardless of the extra fees. Do your research and find out what sites have minimums that will provide free shipping. This doesn’t mean that you should spend more just to save on a small shipping fee, but planning ahead and buying more items at once can save you money in the long run.

3. ATM’s

How often do you spend extra money getting access to your own cash? Pesky ATM fees are a waste of money… literally. If you tend to have little cash on hand and you need to use paper money instead, you may find yourself struck with ATM fees if you don’t have accessibility to your own bank. Plan ahead, make a trip to your bank’s ATM as a weekly or monthly process so you’re always prepared.

4. Wasted memberships

Can you remember the last time you went to the gym or read those magazines that get delivered every so often? Subscriptions and memberships are tricky as we may only see a bill once a month (if ever, as some of us like to set up direct debit). Therefore it’s easy to forget that you’re wasting money on something you don’t utilise very often. Spend a month tracking your monetary habits and see if it’s worth continuing your membership, otherwise the best move may be to cancel it altogether.

5. Wasted utilities 

This can be as simple as turning down your water heater by a few degrees, not starting your shower until you get in or closing up unused rooms so you don’t cool them down or heat them up unnecessarily. If you have an economical dishwasher or washing machine, they often provide the option to only wash with half a drawer or utilise the necessary amount of water so you’re not wasting any more than you need to. Be smart with your utilities and your bank account will thank you for it.

For more ideas on how to save money, read our life hacks post and 10 Smart Budget Planning Tips

Do you need to buy new furniture soon? Read our Top Furniture Investments for your new home

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